What is Personal Contract Hire (PCH)?
Personal Contract Hire is a flexible and convenient way for individuals to lease a brand new car without the long-term commitment or risk of ownership. You simply choose your vehicle, agree on the mileage and contract length (typically 2 to 4 years), and pay a fixed monthly rental.
At the end of the agreement, you return the car - no need to worry about selling it on or dealing with depreciation. It’s a straightforward option for drivers who like to change vehicles regularly and want to keep costs predictable.
PCH is ideal for people who want a brand-new car, prefer not to tie up capital, or don’t want the hassle of ownership responsibilities like resale or part-exchange.
Want to know more?
If you’re thinking about your next car and want a simple, clear leasing experience, get in touch today. We’ll guide you through the options and help you find the right vehicle and package that fits your lifestyle perfectly.
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Makes budgeting easy, with no unexpected costs.
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You don’t own the vehicle, so you’re not exposed to any drop in resale value.
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Easily upgrade every few years.
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Choose your preferred mileage, duration, and upfront payment.
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Most PCH agreements include road tax as standard.
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When your lease ends, it’s important to be aware of potential hand-back charges. These may include costs for excess mileage, wear and tear beyond normal use, or any damage to the vehicle. We’ll provide full details upfront so you understand any responsibilities and can avoid surprises at the end of your lease.