Initial Disclosure Document

The Financial Conduct Authority (FCA)

The FCA is the independent regulator of financial services in the UK. You can use the following information to help decide if our services are right for you.

Treating Customers Fairly

Our business is committed to treating customers fairly and ensuring that the products and services we offer are appropriate for their needs. Treating Customers Fairly (TCF) is at the core of our business philosophy. A copy of our TCF policy is available on request.

Whose Products Do We Offer?

We can introduce you to a limited number of lenders who may be able to finance your vehicle purchase. We will only introduce you to these specific lenders.

Alternative Finance Options

You may be able to obtain finance from other providers, and we encourage you to compare quotes and terms by researching online, on the high street, or through other media.

What Will You Pay for Our Services?

We do not charge a fee for introducing you to a lender. However, we do charge an administration fee of £399 on new vehicle orders.

Commission Disclosure

We may receive a commission from the finance provider if you proceed with a finance agreement through them.

  • This commission is a fixed fee per finance agreement.

  • You are entitled to request details of the commission amount we receive.

Understanding Our Products and Documentation

If you have any health conditions, learning difficulties, or life events that may affect your ability to fully understand the information and documents provided, we encourage you to take the time you need. You may also wish to involve a trusted person in your decision making process.

Please let us know if this applies to you so we can provide the most appropriate support.

Affordability

You should carefully consider whether the monthly payments under the agreement are affordable, both now and in the future. If you're aware of any circumstances that may impact your ability to meet repayments, you must inform the finance provider.

Missed payments may negatively affect your credit rating and your ability to access finance in the future.

Who Regulates Us?

PV Leasing Ltd is authorised and regulated by the Financial Conduct Authority.

Firm Reference Number (FRN): 831955

Registered Address: 8 Grosvenor Street, Cardiff, Wales, CF5 1NH

You can check this information on the FCA Register or by calling the FCA on 0800 111 6768.

Complaints

If you have a complaint, please contact us:

  • In writing: 8 Grosvenor Street, Cardiff, Wales, CF5 1NH

  • By phone: 0113 8730845

  • By email: info@prestigevehicleleasing.co.uk

If we are unable to resolve your complaint, you may contact the Financial Ombudsman Service:

  • Address: The Financial Ombudsman Service, Exchange Tower, London, E14 9SR

  • Phone: 0800 023 4567

  • Email: complaint.info@financial-ombudsman.org.uk

  • Website: www.financial-ombudsman.org.uk

For online transactions, you may also use the EU's Online Dispute Resolution platform.

Confidentiality & Data Protection

To process your application, we will need to collect and share your personal data with third parties, including lenders and credit brokers. They may conduct credit and affordability checks using credit reference agencies.

You can withdraw your consent for us to process your personal data at any time by contacting us. A copy of our Privacy Policy is available on request.